Insurance Claims Assistance for Central Kentucky Residents
We’re the Roofing Contractor That Will Help You Throughout the Process
Sometimes storm damage happens and you need to file an insurance claim with your insurance company. Lexington Blue® is a local roofing contractor serving all of Central Kentucky. We’re experienced in repairing storm damage or problems caused by other types of issues. We can handle insurance repairs for a wide variety of services including:
Claims Assistance FAQs
Many homeowners have never filed an insurance claim and don’t know what’s involved with the process. Lexington Blue® is here to help. We answer some of our more frequently asked questions here:
- What Should I Do First?
a. Call your insurance company, and then contact us for an inspection.
- How Do I File an Insurance Claim?
a. This will typically depend on your insurance company, but most have you either call them or submit an online form.
- For What Can I File a Claim?
a. You can file an insurance claim for many different types of incidents depending on your policy, including:
i. Storm damage
ii. Broken pipes
v. Water Leaks
vi. Various types of accidents
- Will the Cost of My Insurance Premiums Rise?
a. While every policy is different, storm damage due to an “Act of God” (wind, hail, tornadoes and more) are covered and will not increase your premium. However, if your entire neighborhood was affected by the storm, then the premiums might rise on all the properties in your zip code.
- How Much Will It Cost Me Out of Pocket?
a. You typically will have to only pay for your deductible. We cannot legally “eat” your deductible, but we do offer payment plans.
- What Types of Warranties Can I Get?
a. Lexington Blue® offers a 5-year warranty on labor and a 30- to 50-year manufacturing warranty on Owens Corning® products.
- What Is Your Process?
a. When you contact us for assistance, we’ll:
i. Inspect your property and document all needed repairs.
ii. Assist you with filing the claim.
iii. Meet with your adjuster.
iv. Provide all materials and handle all repairs.