Roof damage can be a lot to deal with. But with the right contractor to help you out, the process of filing a roof insurance claim might not be as complicated as it seems. Of course, it would also make a big difference if you are already informed on what to do in case you need to file an insurance claim for your roofing.
Lexington Blue, one of the area’s most reputable roofing contractors, shares the following steps that you should follow if you need to file a roof insurance claim.
Document the Damage
Take clear pictures of the damage on your roofing. It might also help your case if you have multiple shots from different angles. You should also keep a digital backup or print copies of the photos that you will be sharing with your insurance company.
Review Your Contract
Check your insurance policy as well as your roof warranty. Review the terms and conditions of these contracts so that you can have an idea of what type of assistance you are entitled to receive. A good understanding of your insurance and roof warranty will help you maximize the benefits that you can get from these.
Hire a Trusted Roofer
Whether you need help with roof replacement or roof insurance claims, always go with a trustworthy and reliable roofer. Verify their credentials and make sure they have the experience and expertise needed in roof insurance claims.
Communicate With the Adjuster
Be prepared when meeting with the adjuster. If you think they are offering coverage that is too low than what you have expected, you can ask for clarifications or even refuse to accept it. Furthermore, you can get a public adjuster in the event that you and your insurance company aren’t able to agree on a price. Before signing any documents, make sure to take your time reviewing their proposal.
Lexington Blue is a licensed general contractor that also specializes in siding and gutter services. Our team is composed of experienced and trained professionals who can deliver quality results regardless of project size. Call us at (859) 368-6346 or fill out our contact form to request a free estimate. We serve customers in Georgetown, KY, and the surrounding areas.