Learning about the full extent of the damage to your roof and other parts of your home following a storm can be a stressful time for most homeowners. Navigating the process of filing a storm damage insurance claim may involve numerous follow-ups with your adjuster and roofing pros. As one of the leading roofing contractors in the area, Lexington Blue™ recommends you follow these tips:
Act Right Away
Prompt filing of your storm damage insurance claim is important for various reasons. For one, most insurance policies only allow you to file a claim within a certain time limit; taking too long could cause your claim to be denied. Any damage to your home must also be repaired immediately before it becomes worse, so reporting what happened to your home to your insurer early is the best approach.
Read Your Insurance Policy
Knowing what is covered in your insurance policy, how to proceed with the claim, and what you can expect from the process allows you to be well-prepared when pleading your case. Remember that no two policies or claims are alike, so it’s a must that you review your policy to help you gain information that applies to your situation.
Mitigate the Damage
It can take a long time before a storm assessor can review your damage and the pros to tackle roof replacement or any other fixes to your home. In the meantime, you’ll want to take steps to prevent your home from getting damaged further. Covering your roof with a tarp, cleaning your wet basement and boarding up holes are some of the things you can do.
As you wait for the assessor and your adjuster to inspect your home, see to it that you take photos of all damage you see in your home’s exterior. You can also take videos while narrating what happened, as well as keep newspaper clippings or online articles related to the storm that hit your area. The more evidence you present, the stronger your claim becomes, increasing your chances of receiving the compensation you deserve.
At Lexington Blue, we’re experienced in repairing storm damage or problems caused by other types of issues. We can handle insurance repairs for a wide variety of services including roofing, siding, gutters, and windows. We are also here to guide you through the process of filing your claim.
Call (859) 368-6346 or fill out our contact form for a free inspection and estimate. We serve residents of Lawrenceburg, KY, and the surrounding areas.